How to get through college with NO DEBT!
Do you wish there was a magic wand that would make all student debt fly away into the sunset and never return? Good. We’ve got the wand. You get to do the magic. It won’t be easy, but if graduating debt-free is a priority for you, it will be worth it. These are four unbeatable strategies you can employ to make sure you enjoy the privilege of a college education and leave 100 percent debt-free.
Research financial aid options when you’re applying to colleges
From grants, scholarships and cash awards to military-based funding, college programs across America have financial aid options. The best thing about these schemes is that unlike student loans, they rarely need to be paid back. It’s free money that is out there for the taking. You just need to know where to look. Qualifying for a scholarship or a grant will allow you to shave down your total tuition costs and help you start college on the right foot.
Bring down your tuition cost before you apply
See if you can take some general education college courses at your local community college and transfer those credits to the school of your choice. Alternatively, you could take the College Level Examination Program exam while you’re at high school to receive college credits without taking any classes.
Work through college
Your course load and class schedule won’t allow you to work full time, but there are plenty of ways you can make money. Look for part-time jobs that don’t require late hours, have flexible timings, and offer a decent wage. If you have a car, you could drive for Uber or Lyft. Babysitting, paid internships in the field you’re interested in, freelance writing, or becoming a tutor are other options you can explore. Be resourceful and actively look for ways to make money while you’re at college.
Try to save on Academic expenses
Cut down on your everyday expenses by living in inexpensive student housing or dorms, cooking instead of eating out, living off-campus with roommates, living at home, buying pre-owned textbooks, selling your books at the end of the semester, and cutting on your utility bills. The more financially prudent you are, the closer you get to being debt-free.